{"id":79,"date":"2018-11-10T21:52:28","date_gmt":"2018-11-10T21:52:28","guid":{"rendered":"https:\/\/www.beautifulyoudental.com\/blog\/?p=79"},"modified":"2018-11-28T21:56:01","modified_gmt":"2018-11-28T21:56:01","slug":"learn-how-maximize-dental-insurance-dentist-in-palm-bay","status":"publish","type":"post","link":"https:\/\/www.beautifulyoudental.com\/blog\/2018\/11\/10\/learn-how-maximize-dental-insurance-dentist-in-palm-bay\/","title":{"rendered":"Learn How to Maximize Dental Insurance from a Dentist in Palm Bay"},"content":{"rendered":"

\"AThe end of the year is just around the corner, which means the seasons are changing, families are coming to visit and people are ringing in the holiday. But these are not the only events that you should be preparing for, according to a dentist in Palm Bay. If you have dental insurance but you\u2019ve only been to the dentist once this year, it\u2019s time to go over your plan again and determine your benefits<\/a>.<\/p>\n

The last thing you want to do is let unused benefits you paid into go to waste!<\/p>\n

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How Much Money is Lost on Unused Benefits?<\/h2>\n

Dental insurance is largely a \u201cuse it or lose it\u201d scenario. This is often the case for both PPO plan participants and individuals with Flexible Savings Accounts (FSAs). Any unused benefits are likely to expire on January 1st and funds you would normally have to spend will likely be available only at a discounted rate.<\/p>\n

Of course, this isn\u2019t exactly a rare issue around the United States. According to a report from the American Dental Association, the average individual with dental insurance only used $323 worth of dental benefits in a given year, despite having an annual maximum of $1,250. When you account for the 164 million people who have dental insurance, that amounts to over $150 billion of unused benefits going to waste.<\/p>\n

How Can I Get Started Maximizing?<\/h2>\n

Instead of being part of that statistic and allowing insurance companies to get richer, start by examining your plan and determine what benefits you have left! The best way to get the most accurate information is by calling the dental insurance company directly or by visiting their website and looking over your unused benefits. You can also speak with the HR manager at your workplace if you get your insurance from your employer. Both sources can provide helpful information on your insurance, including:<\/p>\n